Smart Loans, It's What We Do!

The O’Kavage Group is a division of Concord One Financial, LLC, a mortgage broker located in Newtown, Pennsylvania, which is a suburb of Philadelphia.
We are licensed in the states of Pennsylvania, New Jersey, Colorado, and Florida. The O’Kavage Group was founded by Dan O’Kavage who has over 16 years’ experience in mortgage financing.

We help home buyers with refinancing, with a home purchase, and to obtain financing for new home construction. We help home sellers too.

Mortgage programs and market conditions are constantly changing. We are the top professionals to call upon for accurate advice about home financing. We are happy to explain all the financing options available to help our clients understand all the complex details.

We look forward to helping with any mortgage needs. Contact us today to discuss your particular circumstances.

Conventional Mortgage Loans

Conventional Mortgage Loans: Loan with flat rates, variable, rates, mortgage rate caps, and rate locking options.

Jumbo Loans

These loans are for amounts that exceed the maximum limits for the federal loan guarantee programs offered by a government-sponsored enterprise (GSE) such as the Federal National Mortgage Association

Renovation Loans

These loans cover the costs of adding an extension, home upgrades, or doing a complete home makeover for a fixer-upper.

FHA Loans

These are federally guaranteed loans that have attractive interest rates; however, they require private mortgage insurance (PMI).

VA Loans

These are government-supported, low-cost lending programs for those that served in the military including the Vet’s Best Program for Veterans.

USDA Loans

These loans have a low down payment requirement. They are offered for those in some suburban and rural areas.

First-Time Home Buyer Programs

Special lending programs are available to make it easier for first-time home buyers to get a home.

Teacher Program

 These are loans for teachers and for anyone working for the Board of Education.

Providing Our Clients With The Best Solutions To Make Their Dreams A Reality